Even though our clients often turn to highly-regarded specialists for help in estate planning, we regularly review wills that have overlooked some key issues. Many people also hold a range of misconceptions about estate planning. Here are 12 questions we frequently encounter when speaking to clients about their estate planning, which we think may have…
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We published an article in April 2022 which highlighted why we thought that the rand was overvalued and why we believed it was at risk of a significant rerating. At the time, we noted that the rand could come under significant pressure if market volatility increased or if the commodities cycle tapered off. Since then,…
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The quarter to end September has been a rollercoaster ride in a turbulent year. We saw markets ending at new lows for 2022, with the S&P 500 down 23.9% year-to-date, the MSCI World down 25.1% and the ALSI down 10.1% in rand terms and 21.6% in dollars. Let’s take a closer look at how the…
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The answer to this question is addressed eloquently by Karl Leinberger, Chief Investment Officer of Coronation Fund Managers, who explains that “the human brain is hard-wired to survive physical threats, not to take advantage of a market crisis. Fear is paralysing and so investment time horizons shrink to prioritise survival now. There is a constant…
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Yesterday has been called “Super Thursday,” the day central banks around the world followed in the Fed’s footsteps, hiking rates by anywhere between 0.5 and 0.75 percentage points. The aftermath has been a major sell-off in equities as well as a spike in bond yields. The Bank of England raised interest rates to 2.25% and…
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