Services

We create solutions and portfolios that cater to each client’s individual goals, circumstances and risk profile.

Long-term portfolio performance is driven by process rather than luck. We research and select portfolio building blocks that deliver consistent, long-term performances within parameters such as risk, time and their respective benchmarks.

We believe that an appropriately designed portfolio with embedded risk management characteristics will reduce performance volatility, without compromising targeted long-term returns. Our portfolio designs have enhanced the resilience of clients’ portfolios during periods of market turmoil such as the Global Financial Crisis, the European Sovereign Debt Crisis, and more recently the sharp global equity sell-off that occurred in 2018.

We use passive funds as building blocks to reduce management costs and to mitigate the risk of a portfolio underperforming the market or its benchmark. Much of our research process focuses on carefully selecting active funds that have, over the long-term, outperformed their benchmarks in terms of returns, risk and volatility. This blended approach helps clients reap aggregated returns that tend to outperform benchmarks, while ensuring that aggregated fees are maintained at an acceptable level.

Our research focuses on choosing funds and asset managers that will deliver the best returns for our clients, thereby leaving the responsibility of stock selection to our fund managers. This approach is typically more tax-efficient than investing in a portfolio of individual securities and removes the unintended negative consequences of Probate and Situs associated with holding shares in certain jurisdictions.

Investing offshore allows clients to take advantage of opportunities outside of South Africa and to manage risk by diversifying into new markets. However, we believe that the percentage allocation to offshore assets should be properly considered, in order to ensure there is no future currency mismatch of clients’ assets and liabilities.

We are an advice-driven organisation but are mindful that it is our clients that own the funds they entrust us to manage. We are therefore open to evaluating and sourcing solutions outside of our ‘house-views’ according to clients’ briefs as requested. These solutions may include individual securities portfolios, property syndicates and private equity opportunities.