Opinion

Since the Global Financial Crisis, investors have become accustomed to keeping cash in US dollars, British pounds or euros, earning minimal or zero interest while simultaneously incurring administration fees. But following the global interest rate tightening cycle over 2022 and 2023, investors can once again start earning more attractive interest rates on their funds in…

While the rhetoric around prescribed assets subsided a few years ago due to the workers’ unions realising that their members would be among those most prejudiced should the policy be implemented, there have been some queries as to what lengths the South African government may go to in order to fund their budget deficit and…

South Africa’s weak economy has placed National Treasury in the unenviable position of having to control a budget under deteriorating fiscal metrics. In addition, although the finance minister has suggested a curtailment of certain expenditure, he will inevitably face fierce political resistance from parties who are looking to garner votes in next year’s general election.…

One of the most important choices you can make to secure your legacy is who you appoint as the executor of your estate.  This has always been a complex and sensitive decision, but the nuances have become even more intricate for families where many of the beneficiaries of the will reside (or intend residing) in…

At Dynasty, we have historically preferred to place most of our clients’ offshore investments directly with offshore funds and asset managers rather than placing these instruments on global administration platforms and, in the process, adding an extra layer of fees. But with a recent sea-change in regulations and the industry, we now feel that it…

For a few years Dynasty has utilised a “currency decoder” model developed by Dr Lance Vogel (a member of our investment committee), which is based on metrics such as the level of the US dollar relative to its developed market peers; how emerging market currencies are priced relative to the dollar; and what difference in…

 “By 2005 or so, it will become clear that the Internet’s impact on the economy has been no greater than the fax machines.” – Economist, Paul Krugman  “In the UK… GDP per capita grew about 40% between 1700 and 1800. It more than doubled between 1800 and 1900. And between 1900 and 2000, it grew…

The mighty US dollar has held a central role in the world’s monetary system since the Bretton Woods Agreement in 1944 defined all other currencies in relation to the American greenback. But with the rise of China as a global superpower and growing tensions between the West and the East, together with BRICS, some commentators…